Community Home Buyer Programs
ID community home buyer programs strive to make housing affordable for low and moderate income ID residents. These programs have helped to put many ID residents in homes that they can be proud of. These programs typically offer lower down payments and lower closing cost requirements. To become eligible for a community home buyer program you must take a class on home ownership in ID. Upon completion of the class, the home buyer will receive a certificate that reduces the cash requirement and expands the qualification ratios. We believe at ViRB Mortgage Network that every one should have the chance to own a home in ID so contact us today to see if you qualify.
We Can Help Your With Your Refinance
The decision to refinance in ID has, in the past, meant home owners had to balance the savings of a lower monthly payment against the costs of refinancing. In recent years, ViRB Mortgage Network has introduced "no cost" and low-cost refinancing packages that minimize or completely eliminate the out-of-pocket expenses of refinancing.
With traditional refinancing, the interest rate for your new ID mortgage is often about 2 percentage points below the interest rate of your current mortgage. However, with the newer low- and no-cost refinancing programs offered by ViRB Mortgage Network, home owners can find it valuable to refinance to obtain a smaller reduction in interest rates.
ID Real Estate Information
At ViRB Mortgage Network we offer real estate information in ID and many cities within the state. Below is a brief list of some key areas where we offer our services, please browse through the information given about the areas to help guide you in finding a great location. If the area you are currently searching for is not listed below, then please contact one of our mortgage and real estate professionals today at 208.345.5626.