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  ViRB Mortgage Network offers the lowest rates on mortgage home loans, refinance, second mortgages, and debt consolidation for ID Residents

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Who is Eligible for a First Time Buyer Loan?

First time homebuyer programs are intended to help borrowers who do not have enough money to pay the full cost of the down payment or the closing costs on an ID mortgage. These programs make securing an ID mortgage more cost effective. There are even programs exclusively for the residents of ID. Although qualifications for first time home buyer programs do vary, first time homebuyer programs generally require that borrowers have not owned a home in the past 3 years. To be sure that you are eligible for such a program you should check with your ID home loan representative at ViRB Mortgage Network.

What is a First Time Buyer Loan? What is a First Time Buyer Loan?
Who is Eligible for First Time Buyer Loans? Who is Eligible for First Time Buyer Loans?
Community Home Buyer Programs Community Home Buyer Programs



We Can Help Your With Your Refinance

The decision to refinance in ID has, in the past, meant home owners had to balance the savings of a lower monthly payment against the costs of refinancing. In recent years, ViRB Mortgage Network has introduced "no cost" and low-cost refinancing packages that minimize or completely eliminate the out-of-pocket expenses of refinancing.

With traditional refinancing, the interest rate for your new ID mortgage is often about 2 percentage points below the interest rate of your current mortgage. However, with the newer low- and no-cost refinancing programs offered by ViRB Mortgage Network, home owners can find it valuable to refinance to obtain a smaller reduction in interest rates.



ID Real Estate Information

At ViRB Mortgage Network we offer real estate information in ID and many cities within the state. Below is a brief list of some key areas where we offer our services, please browse through the information given about the areas to help guide you in finding a great location. If the area you are currently searching for is not listed below, then please contact one of our mortgage and real estate professionals today at 208.345.5626.

Blackfoot Real Estate Blackfoot Real Estate
Garden Valley Real Estate Garden Valley Real Estate
Hagerman Valley Real Estate Hagerman Valley Real Estate
Boise Real Estate Boise Real Estate
Horseshoe Bend Real Estate Horseshoe Bend Real Estate
Sun Valley Real Estate Sun Valley Real Estate
Idaho Falls Real Estate Idaho Falls Real Estate


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